Tracy Ann Kovach, 50, passed away on October 23, 2020. She was born to Robert Underwood and Donna Williams in Memphis, Tennessee on March 31,1970. She graduated from Hughes High School in 1989. 

She married Richard Kovach and they lived together in Horseshoe Lake, Arkansas. Together they raised three children: Kyle Kovach, Matthew Zachary Jr., and Devin Kovach. Once their children left the nest they moved to Mound City, Arkansas where she spent the rest of her life with her husband. Tracy is survived by her husband, Richard Kovach, her sons, Matthew Zachary Jr. and Devin Kovach, stepson, Kyle Kovach, her parents, Donna Williams (Cecil Williams) and Robert Underwood, a sister, Deborah Giorgio (Peter Giorgio), her granddaughter Phoenix \"Norie\" Zachary and countless aunts, uncles, and cousins. 

Tracy enjoyed spending time with her family and friends. Her and Richard were nearly inseparable and did almost everything together. She loved going to her moms and spending time with her. She would often visit her grandbaby where she would play with her and read books to her.

Tracy will be remembered for the love she had for all of her family and friends, her goofiness and positivity, but above all else, her love of life.

Memoral services will be held at River Church 390 W Jackson Ave. West Memphis AR on November 7th at 10:00 am.